:root{--bg:#f5fbff;--surface:#fff;--surface-blue:#eaf6ff;--text:#081638;--muted:#52627e;--line:#d7e7f7;--blue:#126bff;--blue-2:#0c57db;--green:#10bfa5;--shadow:0 14px 36px rgba(18,107,255,.09);font-family:Inter,Arial,sans-serif;color:var(--text);background:var(--bg)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);background:linear-gradient(180deg,#f6fbff 0,#fff 46%,#f5fbff 100%)}a{color:var(--blue);text-decoration:none}img{max-width:100%;display:block}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px clamp(18px,4vw,56px);background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.logo,.footer-logo{display:flex;flex-direction:column;gap:0;color:var(--text)}.logo img{width:180px}.logo span{font-size:11px;color:var(--muted);margin-left:46px;margin-top:-8px}.site-header nav{display:flex;align-items:center;gap:24px;font-weight:700}.site-header nav a:not(.button){color:#10204d}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 20px;border-radius:14px;font-weight:800;border:1px solid var(--blue);transition:.18s ease;white-space:nowrap}.button.primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(18,107,255,.22)}.button.primary:hover{background:var(--blue-2);transform:translateY(-1px)}.button.ghost{background:#fff;color:var(--blue)}main{max-width:1440px;margin:0 auto;padding:0 clamp(18px,3.5vw,52px) 46px}.hero{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(360px,.8fr);gap:34px;align-items:center;padding:38px 0 20px}.eyebrow{margin:0 0 10px;color:var(--blue);font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:0}.hero h1,.category-hero h1,.mfo-hero h1,.article-layout h1{font-size:clamp(38px,5.2vw,76px);line-height:.96;margin:0 0 18px;letter-spacing:0}.hero h1 span{color:var(--blue)}.lead{font-size:clamp(18px,2vw,24px);line-height:1.35;color:#2d3d5e;margin:0 0 24px;max-width:760px}.hero-calculator{display:grid;grid-template-columns:1fr 1fr auto;gap:20px;align-items:end;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:var(--shadow)}.hero-calculator label{display:grid;gap:10px;font-weight:800}.hero-calculator output{justify-self:end;background:#f7fbff;border:1px solid var(--line);border-radius:10px;padding:6px 12px}.hero-calculator input{accent-color:var(--blue);width:100%}.microcopy{font-size:13px;color:var(--muted)}.hero-art img{filter:drop-shadow(0 26px 44px rgba(16,54,102,.12))}.trust-bar{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:0 0 22px;padding:16px;border-radius:18px;background:#eef8ff;border:1px solid var(--line)}.trust-bar div{display:grid;grid-template-columns:42px 1fr;column-gap:12px;align-items:center}.trust-bar span{grid-row:1/3;width:42px;height:42px;border-radius:14px;display:grid;place-items:center;background:#dff8f4;color:#009f88;font-weight:900}.trust-bar small{color:var(--muted)}.section{padding:24px 0}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:16px}.section h2,.split-section h2{font-size:28px;margin:0 0 6px}.text-link{font-weight:800}.loan-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.loan-card{display:flex;flex-direction:column;min-height:392px;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow)}.brand-box{height:64px;display:flex;align-items:center;margin-bottom:12px}.brand-box img{width:160px;height:48px;object-fit:contain}.loan-card h3{margin:0 0 12px;font-size:22px}.loan-card dl{display:grid;gap:9px;margin:0 0 14px}.loan-card dl div{display:grid;grid-template-columns:82px 1fr;gap:8px}.loan-card dt{color:var(--muted);font-size:13px}.loan-card dd{margin:0;font-weight:800}.badges{display:flex;flex-wrap:wrap;gap:8px;margin:auto 0 16px}.badges span{padding:7px 10px;border-radius:999px;background:#e7f8f1;color:#087c68;font-size:12px;font-weight:800}.card-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}.card-note{margin:12px 0 0;color:var(--muted);font-size:12px}.category-grid,.article-grid,.cards-3{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.category-card,.article-card a,.cards-3 article{display:flex;flex-direction:column;gap:10px;min-height:136px;padding:18px;border-radius:18px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);color:var(--text)}.category-card strong,.article-card strong{font-size:20px}.category-card span,.article-card span,.cards-3 p{color:var(--muted);line-height:1.45}.split-section{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding:10px 0 24px}.feature-list p,.steps li{display:grid;gap:4px;margin:14px 0}.feature-list span,.steps span{color:var(--muted)}.steps{padding-left:24px}.inline-links{display:flex;flex-wrap:wrap;gap:12px}.inline-links a{padding:10px 14px;background:#eef7ff;border:1px solid var(--line);border-radius:12px;font-weight:800}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0;color:var(--muted);font-size:14px}.breadcrumbs a:after{content:"/";margin-left:8px;color:#a7b5c8}.category-hero,.article-layout,.mfo-hero{border-radius:24px;background:linear-gradient(135deg,#fff 0,#eaf6ff 100%);border:1px solid var(--line);padding:34px;box-shadow:var(--shadow)}.category-hero h1,.mfo-hero h1,.article-layout h1{font-size:clamp(34px,4vw,58px)}.controls{display:flex;justify-content:space-between;gap:16px;align-items:center;margin:24px 0}.filter-pills{display:flex;flex-wrap:wrap;gap:10px}.filter-pills button,.sort-select select{border:1px solid var(--line);background:#fff;border-radius:999px;padding:11px 14px;color:var(--text);font-weight:800}.filter-pills button.active{background:var(--blue);color:#fff;border-color:var(--blue)}.sort-select{display:flex;gap:8px;align-items:center;color:var(--muted);font-weight:800}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}table{width:100%;border-collapse:collapse;min-width:760px}th,td{text-align:left;padding:15px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f1f8ff;color:#17315f}.mfo-hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);gap:30px;align-items:center}.mfo-logo{width:220px;height:70px;object-fit:contain;margin-bottom:18px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.terms-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.terms-list,.info-grid{display:grid;gap:12px;margin:0}.terms-list div,.info-grid div{padding:14px;border:1px solid var(--line);border-radius:14px;background:#fff}.terms-list dt,.info-grid dt{color:var(--muted);font-size:13px}.terms-list dd,.info-grid dd{margin:5px 0 0;font-weight:800;line-height:1.35}.info-grid{grid-template-columns:repeat(2,1fr)}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;margin:10px 0}.faq summary{font-weight:900;cursor:pointer}.faq p{color:var(--muted);line-height:1.55}.risk-disclaimer{margin:24px 0;padding:18px;border-radius:18px;background:#fff7e5;border:1px solid #ffd88a;color:#4c3a05}.article-layout{max-width:980px;margin:0 auto}.article-layout.compact{margin-top:24px}.toc{display:grid;gap:8px;margin:20px 0;padding:16px;border-radius:16px;background:#fff;border:1px solid var(--line)}.article-body{font-size:18px;line-height:1.72}.article-body h2{font-size:30px;line-height:1.2;margin-top:34px}.article-body h3{font-size:22px;margin-top:24px}.article-body p,.article-body li{color:#263957}.article-body code{background:#eef7ff;padding:2px 6px;border-radius:6px}.article-cta{padding:16px;border-radius:16px;background:#eef7ff;border:1px solid var(--line);font-weight:900}.sources{margin-top:28px;border-top:1px solid var(--line);padding-top:18px}.site-footer{max-width:1440px;margin:28px auto 0;padding:28px clamp(18px,3.5vw,52px);border-top:1px solid var(--line);display:grid;grid-template-columns:1.2fr 1fr;gap:20px;color:var(--muted)}.site-footer img{width:170px}.site-footer nav{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.footer-warning{grid-column:1/-1;padding:14px;background:#eef7ff;border-radius:14px}.site-footer small{grid-column:1/-1}.hidden{display:none!important}@media (max-width:1100px){.loan-grid{grid-template-columns:repeat(2,1fr)}.hero{grid-template-columns:1fr}.hero-art{max-width:560px}.trust-bar,.category-grid,.article-grid{grid-template-columns:repeat(2,1fr)}.split-section,.mfo-hero{grid-template-columns:1fr}.hero-calculator{grid-template-columns:1fr 1fr}}@media (max-width:760px){.site-header{align-items:flex-start}.menu-toggle{display:block;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-size:22px}.site-header nav{display:none;position:absolute;left:18px;right:18px;top:78px;flex-direction:column;align-items:stretch;padding:16px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}.site-header nav.open{display:flex}.hero,.category-hero,.mfo-hero,.article-layout{padding:24px 0;background:transparent;border:0;box-shadow:none}.hero-calculator,.trust-bar,.controls,.card-actions,.site-footer{grid-template-columns:1fr}.hero-calculator{padding:16px}.loan-grid,.category-grid,.article-grid,.cards-3,.info-grid{grid-template-columns:1fr}.loan-card{min-height:auto}.trust-bar{padding:0;background:transparent;border:0}.trust-bar div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px}.controls{align-items:stretch}.sort-select{justify-content:space-between}.site-footer nav{grid-template-columns:1fr}.article-body{font-size:16px}.section-head{align-items:flex-start;flex-direction:column}.logo img{width:156px}.logo span{display:none}}